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Terms & Conditions

Zoe Life LLC

Effective Date: November 6, 2026

Welcome to Zoe Life!

We are glad you are here. Zoe Life LLC provides faith-based and practical coaching, educational materials, books, digital resources, and other services designed to encourage, equip, and empower individuals, couples, and families.

These Terms & Conditions explain the general terms governing your use of our website, www.zoelifehub.com, and the content and services available through it.

By accessing or using our website, you agree to these Terms & Conditions. If you do not agree, please discontinue use of the website.

1. About Zoe Life

Zoe Life LLC is an Illinois-based organization offering faith-based and practical guidance, coaching, educational resources, publishing, and related services.

Our goal is to support personal growth, strengthen relationships, encourage faith, and help individuals and families navigate life’s opportunities and challenges.

Our offerings may include coaching sessions, consultations, books, journals, devotionals, workbooks, digital resources, speaking engagements, and educational programs.

2. Faith-Based Content and Guidance

Our content and services are informed by biblical principles and practical wisdom.

We seek to provide encouragement, guidance, and resources that individuals and families can thoughtfully apply to their lives.

Visitors and clients are responsible for their own decisions, actions, and circumstances. Our content is provided for educational, informational, and personal development purposes.

3. Coaching Services

Zoe Life offers coaching and guidance in areas that may include personal growth, relationships, marriage, parenting, family life, education, and career development.

Coaching is intended to provide encouragement, perspective, practical guidance, and support for personal growth and decision-making.

Coaching is not a substitute for licensed mental health treatment, psychotherapy, medical care, legal advice, or regulated financial services.

Our coaching services do not establish a therapist-patient, attorney-client, or other licensed professional relationship.

Clients engaging in coaching services may be required to review and accept a separate coaching agreement addressing the specific terms of their engagement.

Where a separate signed coaching agreement applies, its provisions will govern the coaching engagement in the event of a conflict with these general website terms.

4. Consultations, Appointments, and Payments

Certain consultations may be offered on a complimentary basis, while other coaching sessions and services require payment.

Information regarding appointment availability, session duration, fees, and booking procedures will be provided through our scheduling platform or directly by Zoe Life.

Payment, cancellation, rescheduling, and refund arrangements for coaching services will be governed by the terms communicated at booking and any applicable coaching agreement.

We reserve the right to decline or discontinue services when appropriate, subject to applicable agreements and legal obligations.

5. Books, Digital Products, and Educational Resources

Zoe Life may offer printed books, devotionals, journals, workbooks, downloadable resources, and other educational materials.

Products may be available through our website or third-party marketplaces and retailers.

Prices, availability, delivery methods, and applicable purchase terms may vary by product or sales platform.

Refunds, returns, cancellations, and digital product access are governed by the policies disclosed at the point of purchase and any applicable consumer protection laws.

Purchases made through third-party platforms may also be subject to those platforms’ terms and policies.

6. Intellectual Property

Unless otherwise stated, the original content published by Zoe Life, including written materials, books, workbooks, graphics, branding, videos, and digital resources, is owned by Zoe Life LLC or used with appropriate authorization.

Content is protected by applicable intellectual property laws.

You may access and use website content for lawful personal, noncommercial purposes.

You may not reproduce, redistribute, resell, republish, or commercially exploit our original materials without prior written permission, except as permitted by law or by the specific license accompanying a purchased product.

Purchasing a resource does not transfer ownership of its intellectual property rights.

7. Appropriate Website Use

You agree to use our website lawfully and respectfully.

You may not:

  • Use the website for fraudulent, unlawful, or harmful purposes.
  • Attempt to gain unauthorized access to our website or systems.
  • Interfere with the operation or security of the website.
  • Misuse our content, intellectual property, or services.
  • Submit intentionally false, misleading, or abusive communications.

We reserve the right to restrict access where reasonably necessary to protect our website, services, or users.

8. No Guarantee of Specific Results

We are committed to providing thoughtful, valuable, and practical resources and services.

However, personal growth, relationships, marriage, family life, education, career development, and other areas of life involve individual circumstances and decisions.

We do not guarantee specific outcomes from using our website, resources, coaching services, or educational materials.

Testimonials and personal experiences shared through Zoe Life reflect individual experiences and should not be interpreted as guarantees of similar results.

9. External Links and Third-Party Services

Our website may include links to third-party websites, retailers, payment processors, social media platforms, and scheduling services.

These services are operated independently and may have their own terms, privacy policies, and procedures.

We are not responsible for third-party content, policies, or services outside our control.

10. Privacy

Your use of our website is also subject to our Privacy Policy, which explains how we collect, use, and protect personal information.

Please review the Privacy Policy for additional information.

11. Disclaimer and Limitation of Liability

Our website content and general educational resources are provided for informational and educational purposes.

We make reasonable efforts to keep website information accurate and current, but we do not guarantee that all content will always be complete, error-free, or uninterrupted.

To the extent permitted by applicable law, Zoe Life LLC is not liable for losses or damages arising solely from reliance on general website information or from circumstances beyond our reasonable control.

Nothing in these Terms & Conditions excludes or limits liability that cannot legally be excluded or limited.

12. Changes to These Terms

We may update these Terms & Conditions periodically to reflect changes in our website, offerings, or applicable legal requirements.

The updated terms will be posted on this page with a revised effective date.

Changes to existing paid coaching engagements will remain subject to applicable agreements and legal requirements.

13. Governing Law

These Terms & Conditions are governed by the laws of the State of Illinois, United States, except where applicable law requires otherwise.

14. Contact Us

If you have questions about these Terms & Conditions, please reach out through the Contact Us form on our website.

Zoe Life LLC
Aurora, Illinois, United States
Website: www.zoelifehub.com

Helping people thrive in every season of life.

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